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21 Bridge Street, Newport, NP20 4AN
t: 0333 3447850
Newport Area Guide

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Out of Hours Emergency

An emergency repair would include issues that need to be fixed as soon as possible. Examples would include: burst pipe/flood, fire, vandalism, broken locks, blocked drains, blocked toilet and no heating/hot water. Anything that would be a danger to your health and safety or likely to cause damage to the property.

In the event of an emergency during a holiday period – or outside office hours – please follow the guidance below.

Smell Gas?
In the event that you smell gas open all the windows, turn the gas off at the meter and call National Gas Emergency Service on 0800 111 999
For all other emergency issues, please call 01633 742371 and our friendly team will assist you.

What Insurance Should I Have As A Landlord In Newport?

10 months ago
What Insurance Should I Have As A Landlord In Newport?

It Makes Sense To Ensure Adequate Protection Is In Place

Landlords in Newport with Buy To Let mortgages will already have adequate buildings insurance in place. Even those who own outright usually insure their property for its rebuild cost, with cover in place for damage caused by floods, fire, and storms. However, there are other risks involved in renting out a property. As well as your buildings insurance, it makes sense to put suitable protection in place, so you’ll be financially covered if something goes wrong.

Here at Red Key, sadly we have seen landlords take a significant financial hit when something unexpected has happened to their property. To avoid this happening to you, you should consider taking out insurance to cover the following things.

1. Your Property Contents
If you’re letting a property fully furnished, good home contents cover is essential. However, even if you’re renting your property out as unfurnished, you will probably still have personal curtains, carpets, white goods, and light fixtures and fittings in the property. The final bill could be very high if everything had to be replaced, so consider whether you need additional contents cover.

2. Damage Caused By A Contract Holder
Whether deliberately or accidentally, if your contract holder causes damage to your property and you can prove it, it’s usually possible to retain their deposit to pay for the repairs. But what happens if the final cost to repair the damage is higher than the deposit amount? Malicious damage insurance will cover your repair bill in this eventuality.

3. Public Liability Cover
If any contract holder, visitor, or contractor is injured in the property and thinks it was your fault, they could take you to court for compensation. Public liability insurance covers both any compensation that is awarded plus your total legal costs.

4. Costs For Alternative Accommodation
Should the rental property be so severely damaged that the contract holders need to be relocated while repairs are completed, you could incur additional costs to cover alternative accommodation. This insurance will ensure you won’t take a financial hit.

5. Legal Expenses And Rent Protection
If you’ve never taken out insurance for legal expenses and rent protection, then this is something you should consider. If your contract holder defaults on their rent, your income will be protected. Not only that but the expense of evicting the contract holder will also be covered.

Although there’s a lot to pay for as a landlord, giving yourself as much protection as possible against any unexpected costly bills makes sense. Unfortunately, some landlords in Newport find that they end up out of pocket because they failed to consider all the potential risks they could face. With adequate insurance, you can enjoy peace of mind knowing your income is safe and you won’t get any unpleasant financial shocks.

If you need a professional team to help manage a rental property in Newport, look no further than Red Key. As property management experts in Newport, we’re on hand to make your life as a landlord easier and more profitable!

Call us today on 03333447850 or visit our website at to learn how we can help you.

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