Under 30s: Uncertain About Renting? Here’s What Every First-Time Tenant Needs to Know in 2026

Many Young Renters Feel Unprepared

Research published in the Understanding Renters in 2025 report by Housing Hand revealed that many Gen Z renters across the UK lacked confidence when navigating the private rental sector.

The survey questioned 1,700 working professionals and students renting privately and highlighted significant gaps in rental knowledge among under 30s.

According to the findings:

• 45% of Gen Z renters did not understand how a credit score affects renting
• 35% did not know what a rent guarantor was when first asked to provide one
• 50% were unaware of tenancy deposit protection schemes
• 59% would not know what to do if they could not pay their rent
• 66% were unsure how the deposit return process works

Many also admitted to feeling anxious or overwhelmed during their property search.

Considering that 25 to 34-year-olds make up the largest group of private renters in the UK, according to the Office for National Statistics, it’s clear that tenant education is more important than ever.

Understanding the Renting Process in 2026

With the Renters’ Rights Act now in force, tenants need to understand not only the traditional rental process but also the new legal protections and changes affecting the private rented sector.

At our agency, we believe renters should feel informed and supported at every stage — from the first enquiry through to moving day and beyond.

Here are some of the key things every first-time renter should know.

1. Preparing to Rent a Property

Before beginning your property search, it’s important to understand what landlords and letting agents will assess during the application process.

This usually includes:

• Your employment status and income
• Your credit history
• Existing debt or financial commitments
• Ability to pay the tenancy deposit and first month’s rent
• Whether you have a guarantor if needed

Understanding your budget early can help avoid disappointment and improve your chances of securing a property quickly.

2. Searching for a Rental Property

When looking for a rental property, renters should focus on finding a home that suits both their lifestyle and budget.

During property viewings, it’s important to ask questions about:

• Utility costs
• Council tax bands
• Parking arrangements
• Internet speeds
• Furnished or unfurnished terms
• Maintenance responsibilities

Under the Renters’ Rights Act, renters should also understand:

• Rental bidding wars are banned
• Landlords cannot discriminate against tenants with children or those receiving benefits
• Tenants have stronger protections throughout the tenancy

3. Referencing, Checks and Paperwork

Once an offer is accepted, tenants will usually go through a referencing process before contracts are signed.

This may include:

• Credit checks
• Employment references
• ID verification
• Right to Rent checks
• Guarantor referencing

Renters should also carefully read their tenancy agreement and understand their rights before signing.

4. Understanding Your Rights as a Tenant

One of the biggest changes introduced by the Renters’ Rights Act is the move to periodic rolling tenancies as the standard rental agreement.

Tenants should also understand:

• Section 21 ‘no fault’ evictions are banned
• Notice periods have changed
• Rent increases are generally limited to once per year
• There are new rights surrounding pet requests
• Tenants can challenge unfair decisions or disputes

Knowing your rights can help you feel more confident throughout your tenancy.

5. Tenant Responsibilities During a Tenancy

While landlords are responsible for major repairs and property maintenance, tenants also have responsibilities.

Good tenant behaviour includes:

• Reporting maintenance issues quickly
• Keeping the property clean and ventilated
• Helping prevent condensation and mould
• Following building or lease rules
• Looking after the property responsibly

Understanding these expectations early can help avoid disputes later.

6. Moving In and Moving Out

Inventory reports, check-ins and check-outs are extremely important when renting a property.

At the start of the tenancy, tenants should:

• Read the inventory carefully
• Take photographs of any existing damage
• Raise concerns immediately

At the end of the tenancy, a proper check-out process helps reduce the risk of deposit disputes.

Mid-term inspections can also help identify issues early and keep communication clear between landlords and tenants.

Renting Doesn’t Have to Feel Overwhelming

There is a lot to learn when renting for the first time, especially with recent changes to rental legislation across England and Wales.

But renters do not need to navigate the process alone.

Whether you are searching for your first apartment, moving into shared accommodation or relocating to a new area, having the right guidance can make all the difference.

If you are thinking about renting a property for the first time, our friendly team is here to help explain every step of the process and answer any questions you may have.